Thursday, February 11, 2010

How long does it take a check to clear at the bank so that you can use the money?

That makes no sense but I don't know how else to word it lol.How long does it take a check to clear at the bank so that you can use the money?
Usually it takes 3-4 business days. Then you can use the money and have fun!How long does it take a check to clear at the bank so that you can use the money?
It depends on how credit worthy your bank consider you to be and if it is a check from a well known credit worthy corporation or from an individual who the bank do not know.





If you deposit the check with a teller and ask for minimum hold it will be paid quicker than depositing it through an ATM.





If you have deposited NSF checks before you will get 10 or more days hold, if not 3 to 5 is normal. The teller has some input into the hold duration so ask nicely and you may get lucky.
It depends on your bank. I know my bank will let me use up to $500 right away, and will hold the rest for a couple days.
i'd say the most 3-5 days depending on the day its cashed

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