Can a check clear if there has been a stop payment?

If you read the fine print of your agreement with the bank, yes. They don't guarantee that the stop payment will function. It's all a matter of timing, but usually it works out for the best.





If you need this done, the minute your branch opens next, be in line.Can a check clear if there has been a stop payment?
Hi,





If the SP was done before it entered your banks system; it's a time deal with one department talking to another, then the check should NOT have been paid.





On the other hand, if you ';Guaranteed'; the check, you are out of luck. The same applies to a cashiers check.





The key is the time stamp on your SP and on the cleared check.





Hope that this helps,


JacquesCan a check clear if there has been a stop payment?
No. That's the whole point behind a stop payment. Whoever presents the check may receive initial credit for it, but when the drawee bank (the bank the check is written on) receives the check, they will return it and the check will more or less ';bounce';, even if the funds on the drawee account are available.
checks can clear within 24 hours, so a stop payment is useless these days.
If there has been a stop payment on say check number 800? No, stopping the payment means they can't cash the check. But if you are talking about freezing your account to stop any payments from clearing? As far as I know checks and debits still will not go through, but I am not too sure. But if there is a stop payment on a check then it won't clear the bank.